General liability, workers' comp, commercial auto, BOP, E&O and cyber — packaged for contractors, restaurants, retail, trucking, real estate and professional services. Same‑day COIs, real underwriters, real answers.
Contractors, restaurants, retail, trucking and professional services — bundled with the endorsements your industry actually needs.
Bind coverage and get certificates of insurance and additional insured endorsements to your GC or landlord within the hour.
Mid‑term adjustments for new hires, new locations, new vehicles or new revenue — no waiting for renewal.
Every policy is shopped across 40+ A‑rated carriers, then tailored to fit your budget and situation — no upsells.
Most small businesses need a Business Owner's Policy (BOP) that bundles general liability + property, plus workers' compensation for employees, commercial auto for vehicles, and professional liability (E&O) if you give advice or provide services.
For most small contractors, retailers and service businesses, general liability runs $400–$1,500 a year for $1M/$2M limits. Your rate depends on industry, revenue, payroll and claims history.
Yes. Once bound, we issue certificates of insurance and additional insured endorsements same‑day — usually within an hour — so you don't lose the job.
For monopolistic states we help you enroll with the state fund and layer in stop‑gap employer's liability from a private carrier.
